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What type of home will it be?

First of all, you must choose what type of vacation home you would like to have. Do you want one for weekends, holiday enjoyment, or as your new primary residence? Will it be a house or an apartment? Reflecting on these questions will help you choose the best option.

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Accessibility

Since you have decided on the location and the time you will spend in your vacation home, you should consider the time it will take you to get there, especially if it's for weekends. We recommend that you be no more than a couple of hours away from your primary residence if you plan to go back and forth regularly.

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Amenities

Since it is a space for enjoyment, consider the amenities that the place will have or those that are nearby. Think about whether you like a pool, beach, mountains, museums, shopping centers, restaurants, parks, etc., and take those amenities into account when searching; otherwise, you may get bored after a short while.

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Consider appreciation

Although this home is not your primary residence, it is still part of your assets for the future; therefore, you must choose a property that can increase in value over time. We do not recommend choosing houses or properties that are too far away, without services, or with uninteresting amenities, as when you or your family want to sell it, it will be challenging to find a buyer who will pay your investment plus appreciation.

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Comfort

If you are looking for a vacation home, chances are you are over 50 years old, so we recommend looking for a house that is pleasant and accessible for older people. A house with many stairs or difficult access will become more uncomfortable over time, and you will enjoy it less.

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Speak to an advisor

Although applying for a mortgage loan for your vacation home is very similar to buying a house in the city, we always recommend seeking the advice of a mortgage financial advisor. They will help you find the best mortgage loan for you and guide you throughout the process.

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At Tu Hipoteca Fácil, we will gladly help you find the ideal mortgage loan so you can buy that vacation home you truly deserve. Schedule an appointment at 55-5989-6933 and grow your assets.

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